Discover student credit cards reddit

Author: zgwj

August undefined, 2024

WebCongrats on the card and taking a step to build your credit score! The 10/20/30% utilization a big fat myth. Unless you’re planning to apply for a new line of credit in 1-2 months, credit utilization doesn’t matter. It supposed to fluctuate every month, can easily be manipulated, and holds no memory on one’s credit score. WebMy first card is Discover before I fully understand the credit card game. I called and asked why I don’t see the 5% categories, the rep on the phone simply did a product change seamlessly (I applied the wrong card now I know in retrospective) and I continue to use the same physical card. Now thinking about it I am still in awe how easy it was.

Discover it Student - Best Starter Credit Card : r/CreditCards - reddit

WebSo if you have absolutely no credit history, you may be bucketed by capone, just FYI. Additionally, Discover for the first year beats most cards because it's basically 2 percent flat, and 10 percent rotating., but the savor one for student has a $100 SUB for $100 spent. So calculate, based on your spend, which is better for you. WebWhen you decide to apply, make sure to go through a referral link so you and a friend can both get $50. I applied in December of last year with a letter of acceptance and I was all set. Don't need to be enrolled at any college to apply for it. Applied online, had to call in to send documents online, and was approved over the phone for a $1500 ... china fiber pen cleaner supplier

Can I apply for Discover It Student Credit card while I’m in ... - reddit

WebDiscover It Student and the Citi Thankyou Student, as mentioned previously, are good examples. Check out NerdWallet for other options. Reward credit cards are hard to get until you credit score is comfortably 700+. It'll be awhile before you qualify for the best cash back and points card. More posts from r/personalfinance 17M subscribers WebAug 31, 2024 · The Discover it® Cash Back card, in contrast, offers a bigger credit limit than you’ll get on the student version and a more generous promotion, including a 0 percent intro APR for 15 months on purchases and balance transfers (then a variable APR of 16.24 percent to 27.24 percent). But it doesn’t have as many safeguards as the Discover it ... WebDiscover It Credit Card $100 Referral bonus (Students and Non-Students) No Credit History Required. If you're looking to apply for a Discover Student it Cashback Card, apply through my Referral and you get a $100 Statement Credit after you make your first purchase within 3 months. No credit history is required. china fidget toys

CapitalOne Savor One Student Cashback vs Discover It Student …

I just got a Discover Student Credit card, lots of people are ... - reddit

WebThe first credit card I got was a Bank of America Cash Rewards card. It is quite a good one. 3% back on groceries, 2% on gas, and 1% on everything else. Plus if you deposit your rewards into a B of A checking account, you get a 10% bonus on all the rewards. So basically you're looking at 3.3%/2.2%/1.1% for the same categories. WebI’ve had a Discover card since 2013 and have only encountered 3 times it wasn’t accepted. I had an Amex card for a year in 2024 and I probably ran into 1 in 10 places each week that wouldn’t accept it. Anymore Discover is probably 99% on par with visa or … graham beggs seismic tomographyWebDiscover IT is great for a basic cashback card. As said by Jeff, its 2% first year on everything, and 10%! the first year for the category spend and Discover is pretty good at usable categories. If you can't use that category you … graham bell and ed leigh

"WebStudent credit cards may have a lower credit limit, so students can get started, practice responsible use and build their credit history. Over time, credit cards for students may … " - Discover student credit cards reddit

Discover student credit cards reddit

WebMy Ukrainian credit card used to have 45000 UAH (about 1500 USD) available credit. Now, once war with Russia started, my bank decreased credit limit to only 10000 UAH (about 330 USD). Yes, it is as small as it sounds, only enough to go to … WebCurrent cards: Chase Freedom Student $1700 limit (2.5 years) Discover Student Cash Back $1500 (1.5 years) FICO Score: 777 Oldest account age: 3.5 years. Income: $200,000 I'm going to be beginning full time work this year after graduation and am looking for non-student credit cards to apply to for better cash back and a higher credit limit (there …

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WebKeep your Utilization low - Preferably you want to keep your utilization under 10%, but as long as it is below 30% you are fine. Keeping your utilization low not only helps raise your credit score, it also shows credit lenders that you are not a risk to max out your card. WebDiscover is a great first lender. I wouldn't go with capital one because they have a history of never refunding card deposits. If you can get a student card with capital one then that …

Webif you get scholarships at school, help from your parents, anything, put that as income as well. i make $15k at my job a year but i was able to put $29k as income because of $14k scholarships. if it has a spot on the application for non-taxable income, put the scholarships in there. DoubleLifeRedditor • 3 yr. ago.

WebThere’s a ton of resources in this sub about how to use CCs. I’ll give you an example of how my wife and I use a CC to give you a better understanding of what it looks like. So, we have a $15k credit limit. That means, every month, we can put up to $15k on the card. At the end of the month (your “statement date”) we get a bill that says ... WebAny help would be appreciated! I applied for a Discover Student card, It's not a secured card, but didn't require a security deposit for a $500.00 line of credit as long as I had proof of my admissions to my chosen University that I'll be attending in the fall.

WebDiscover It Student approval odds? Current cards: (list cards, limits, opening date) Capital One Journey Student Visa, $300, June 2024 FICO Score: 658 Oldest account age: 3 years as of August 1 (my student loans, which have …

WebI'm 24 now and have a 760 credit score; I started building credit at 18 with a discover student card which doesn't require a high credit score but your limit will be like $500-1000. It is definitely worth getting a credit card if you're smart/disciplined; understand you are only using it to build up your credit and NEVER buy anything that you ... china fiber reinforced plastic panelsWebThis is for cash-back. First, you need to make sure that you can get approved so you need to have the discover as your first card. After that get the chase freedom and freedom unlimited. Wait for a while and get the chase sapphire preferred if you want to get more travel related Benefits else get the amazon prime card. graham belfast officeWebDiscover it ® Student Cash Back Card Benefits 5 Cash Back Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, 8 grocery stores, restaurants, gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically. 5% Cashback Calendar … china fibreglass roofing repairsWebDec 5, 2024 · Here are some of the things I love about Discover: Cash back match in the first year (2% back on everything and 10% back on rotating categories) Meaning as your … china field industries ltdWebMy credit score is 672 according to credit karma. Besides my Discover CC, I have $9,286 in student loans and graduating in Spring of 2024 in Business (Hospitality & Tourism). By the time I graduate it be between $12k-14k, and if Biden student loan relief comes thru it … graham bell holdings limitedWebDiscover student credit cards let you earn cash back rewards and start building a credit history while you're in college. You can also view your FICO Credit Score for free. 1 No annual fee, No credit score required to apply * Student Cash Back ★★★★★ ★★★★★ 4.8 Average of 1781 Reviews See how we calculate our ratings Apply Now china field hockeyWebDiscover It is an all-around great rewards card with no annual fee for beginner or student for building credit. The card is also wonderful with credit limit increases. I went from $500 -> $3500 -> $9500 in two years. I highly recommend this card. graham bennett santa clara county